Before You Buy Real Estate in Key West

If you are a prospective buyer, postpone offers and negotiations until you get a feel for various neighborhoods and the style of home you are seeking. Shopping open houses is an excellent way to do this. You also may want to be pre-qualified by a lender for a mortgage before you have a specific home in mind. This will require filling out financial statements, making the necessary financial disclosures, and having your credit record checked. This will give you a rough idea of how much money the lender will loan you and, thus, make it easier for you to pinpoint your price range.